E-commerce tips
Top 5 Best Shopify Store Credit Apps to Increase Repeat Purchases (2025)
By
Emma
on
May 07, 2025
Table of content
- 1. Overview of Shopify store credit for Shopify businesses
- 2. Top Shopify store credit apps for 2025
- 3. How to choose the right Shopify store credit app for your business
- 4. Conclusion
- 5. FAQs about Shopify store credit
In recent days, more merchants are discovering the power of a Shopify store credit app as a strategic tool for their businesses. This approach isn't just transforming how stores handle refunds—it's creating new opportunities for increasing customer loyalty, driving repeat purchases, and protecting profit margins.
When you issue store credit, you're giving customers a balance they can use on future purchases. Whether offered as a refund alternative, loyalty reward, or promotional incentive, store credit keeps value within your business ecosystem, naturally encouraging customers to return and shop again.
While Shopify allows for basic manual store credit implementation, a dedicated store credit Shopify app provides significant advantages, including automated workflows, customer-facing interfaces, and detailed analytics that would be impossible to manage manually. These features save hours of work while creating a more professional experience for your customers.
If you're ready to implement Shopify store credit in your business toolkit, continue reading to discover our carefully selected top 5 best apps for Shopify store credit. We've thoroughly researched each option and will share detailed information about pricing, key features, and ideal use cases to help you make an informed decision for your store.
1. Overview of Shopify store credit for Shopify businesses
First, before diving into the details of each app, let’s make sure we’re all on the same page with the basics—foundational knowledge about Shopify store credit.
If you're already familiar with how Shopify store credit works, feel free to skip ahead to the next section featuring our top recommended Shopify store credit apps.
1.1 What is Shopify store credit and how does it work?
In simple terms, Shopify store credit is a value that merchants offer to customers as a reward or as an alternative to a traditional cash refund. Customers can redeem this credit on future purchases from your store. Since store credit isn’t transferable to other stores or brands, it keeps the money within your business. Unlike a sale or discount, store credit often comes in the form of a gift card, loyalty reward, or store-exclusive credit—tied directly to the customer. It creates a strong incentive for return visits and represents a strategic shift in retail operations.
Shopify will be actively promoting store credit in the near future
1.2 What are Shopify store credit’s benefits?
Store credit gives customers an extra incentive to return to your store. Since using store credit doesn’t feel like spending their own money, customers are often more willing to make another purchase. Additionally, when it comes to refunds, store credit helps you retain revenue by turning refund requests into exchanges instead.
In short, Shopify store credit offers merchants three key benefits:
Enhanced customer loyalty by encouraging repeat purchases
Increased average order value, as customers often spend more than their credit amount
Significantly reduced revenue loss from returns
1.3 Types of store credit and use cases
We know that you might prefer to use third-party apps to implement Shopify store credit once you reach this article. However, let’s just ensure that you know all the most common types and use cases of store credit.
Usually, Shopify merchants can implement store credit for their store through Shopify built-in features or by using Shopify free gift cards. In case of more advanced or more automated store credit, setting it through third-party apps is a good option. Moreover, merchants that have physical stores can also try store credit for Shopify POS.
Let’s take a look at the common implementation way for store credit:
Manual store credit with Shopify built-in store credit: Shopify store credit will be available in your store by default. After issuing store credit for customers, you can choose to enable the store credit as a payment method in the checkout page. So then, when checking out, customers can choose to redeem their available store credit to pay for their purchase. (Learn how to set it up with Shopify native store credit here)
Merchants can use Shopify store credit in their store by default
Advanced and automated store credit through third-party apps: In case that you want to set up store credit in a more advanced strategy and automatically, Shopify apps are the good choice to go. These apps can streamline the issuance of credit for various scenarios like returns or loyalty rewards, automatically link it to customer accounts, provide detailed tracking and reporting, and often offer a more polished customer experience compared to manual methods.
Moreover, you can easily find free or budget-friendly apps while still ensuring efficiency. We will recommend you the best apps in the following section.
Regarding the most common use cases, store credit can be used for:
Returns and exchange: popularly, store credit is used as an effective alternative to cash refunds for returns. This simplified the return process and keeps the customer engaged with your brand.
Customer loyalty rewards: Merchants can easily reward customers by store credit and allow them to use as a payment method in the next purchases. This works as a new tactic to enhance loyalty and increase customer retention.
Promotional incentives: Store credit can be used as a compelling promotional tool when being used as a reward to encourage purchasing some specific products or leaving product reviews.
Notice: Limitations of Shopify native store credit
Currently, there are a few limitations that merchants should be aware of:
Limited automation for issuing credit based on specific triggers (though Shopify Flow is improving).
Less flexibility in applying partial store credit amounts at checkout (this can vary and may be overcome by apps).
Lack of built-in notifications to customers when store credit is issued (often a feature provided by dedicated apps).
Less sophisticated reporting and analytics compared to specialized store credit management tools.
Potential limitations in integrating store credit seamlessly across all sales channels without a third-party solution.
2. Top Shopify store credit apps for 2025
Now, we won’t let you wait any longer. We have gone through overview understanding of Shopify store credit, the common use cases, types and also the limitations.
In the following sections, we will recommend the top 5 apps that we think will serve you the best in store credit.
Here is an overview of the top 5 apps for you to quickly scan the information.
Category | App | Why this app fits best |
|---|---|---|
#1 Top choice as premium full-featured | Most advanced automation, loyalty, store credit, gift cards, and multi-channel support. | |
#2 Mid-range option | Robust features, loyalty integration, customizable, affordable for most stores. | |
#3 Budget-friendly option | Free plan, automated cashback/store credit, easy setup, highly rated for value and simplicity. | |
#4 Best for multi-channel | Seamless Shopify POS and online integration, supports both in-store and online store credit management. | |
#5 Best for enterprise | Enterprise-grade automation, multi-store, VIP tiers, analytics, built for large/global brands. |
Comparison of the top 5 Shopify store credit apps
2.1 Rise.ai: Gift Cards & Loyalty (premium full-featured solution)
Key features:
Store credit workflows: Create personalized automated rewards using store credit that are united under a single customer code or balance.
Gift cards: Offers extensive gift card functionality, including bulk campaigns, enhanced customer experience flows, migration assistance, multi-store support, and customized gifting options.
Loyalty & membership: Develop comprehensive loyalty programs with features like referrals, free shipping rewards, sign-up credits, and other brand-specific perks, often using store credit as the reward currency instead of points.
POS app integration: Seamlessly syncs Gift Cards and store credit reward balances with Shopify POS, allowing refunds and returns issued as store credit directly at the point of sale.
Refunds & returns: Facilitates offering store credit as an opt-in option for refunds and provides compensation tools for customer service teams to issue credit.
Cashback workflows: Replace traditional discounts with tailored cashback rules awarded as store credit to drive higher ROI and increase AOV.
Branded customer wallet: Unites all customer rewards, including store credit, gift cards, and loyalty earnings, into a single, branded digital wallet accessible to the customer, boosting LTV and retention.
Pricing
Starter: $19.99/month
Small business: $59.99/month
Pro: $199.99/month
Premium: $599.99/month
Integration capabilities: Rise.ai boasts robust integration capabilities, connecting deeply with Shopify Checkout and Shopify POS. It also integrates with a wide array of third-party apps common in e-commerce tech stacks (e.g., marketing automation, review platforms, helpdesks). Its design supports multi-store configurations and provides API access for complex or custom enterprise-level integrations.
Pros
Extremely comprehensive feature set covering gift cards, store credit, loyalty, and referrals.
Powerful automation workflows reduce manual effort and enable sophisticated strategies.
Excellent multi-channel support with seamless Shopify POS integration.
Focuses on using store credit as a versatile and high-ROI reward currency.
Branded wallet enhances the customer experience and strengthens brand connection.
Designed for scalability to support significant business growth.
Cons
Positioned at a higher price point than basic or budget-friendly options.
The extensive range of features might present a steeper learning curve for some users.
Best for: Medium to large Shopify stores, high-growth e-commerce brands, businesses running comprehensive loyalty and referral programs, merchants needing seamless store credit and gift card functionality across online and physical stores (Shopify POS), and those looking for advanced automation and a strong focus on customer lifetime value (LTV) and retention.
In conclusion, Rise.ai: Gift Cards & Loyalty is a premium Shopify app offering comprehensive features like automated store credit, advanced gift cards, loyalty programs, and seamless POS integration, best suited for medium to large businesses focused on boosting retention and LTV.
2.2 GV: Gift Cards & Store Credit (mid-range option)
GV offers a compelling blend of comprehensive gift card and store credit features, including integrated loyalty rewards and customization options, positioning it as a strong mid-range Shopify store credit app suitable for growing businesses that need more than basic functionality but aren't ready for an enterprise solution. It focuses on helping merchants convert one-time shoppers into loyal customers.
GV: Gift Cards & Store Credit offers various features regarding store credit
Key features:
Comprehensive gift card management: Allows merchants to create unique, branded gift card designs using templates or custom uploads. Supports personalized gift messages and scheduled e-gift card delivery for special occasions, ideal for birthdays and holidays. Includes functionality to sell digital gift cards online.
Store credit & cashback issuance: Provides the ability to issue store credit or cashback rewards. This can be used to simplify the process for refunds and exchanges, offering an alternative to traditional monetary returns with the added benefit of zero processing fees when issuing credit or cashback.
Loyalty program integration: Incentivize customers and boost repeat purchases by rewarding actions like placing orders, writing product reviews, and referring new customers with store credit or other rewards as part of a built-in loyalty program.
Bulk sending: Easily send multiple gift cards or store credit codes in bulk, a convenient feature for corporate gifting, large promotional campaigns, or compensating groups of customers.
Automated reminders: Help boost usage of issued credit and gift cards with automated reminder emails about the customer's balance and approaching expiration dates.
Customization: Offers significant flexibility to fully customize the design of gift cards and the email notifications customers receive to ensure they perfectly match your store's branding.
Pricing: This app is free to use.
Integration capabilities: GV integrates seamlessly with the core Shopify platform, including the checkout process and customer accounts. Its loyalty features integrate by rewarding customer actions like orders and reviews. It also offers integration with Shopify POS on relevant plans, ensuring consistency for businesses with physical locations.
Pros:
Provides a robust feature set covering both gift cards and store credit.
Integrated loyalty program features help drive repeat business.
Offers valuable automation like scheduled delivery and balance reminders.
High degree of customization for branding consistency.
Bulk sending is a useful feature for various scenarios.
Zero processing fees for issuing store credit/cashback.
Cons:
May not have the most complex automation workflows or enterprise-level scalability found in premium apps.
Specific third-party app integrations might be less extensive than top-tier solutions (needs verification based on specific app needs).
Best for: Growing Shopify stores that require comprehensive gift card features alongside flexible store credit issuance for refunds, exchanges, and loyalty rewards. Ideal for merchants focused on boosting customer retention and average order value with a capable mid-range app solution.
GV: Gift Cards & Store Credit is a mid-range Shopify app combining gift card sales, store credit/cashback for refunds and loyalty rewards, bulk sending, and customization, best for growing stores aiming to boost repeat sales and brand loyalty.
2.3 Koin - Cashback & Store Credit (budget-friendly option)
Koin Cashback & Store Credit is a top choice for a simple, efficient free app
Key features:
Flexible cashback programs: Easily set up automated cashback rules where customers earn a percentage of their purchase value back as store credit. You can configure rates based on specific products or the total order amount.
Custom store credit programs: Automate the process of issuing store credit for various scenarios by leveraging integration with Shopify Flow, allowing for customized reward triggers beyond standard cashback.
Seamless redemption: Customers can effortlessly view and redeem their earned store credit directly at the checkout page, providing a smooth and intuitive purchasing experience.
Effortless store credits management: Track issued and redeemed store credit amounts via an intuitive dashboard, offering clear visibility into your rewards program's activity.
Pricing: True to its "Budget-friendly" categorization, Koin offers all features in the free plan.
Integration capabilities: Koin integrates smoothly with the core Shopify platform, facilitating checkout redemption and dashboard management. A key integration highlighted is with Shopify Flow, enabling more complex automation rules for issuing store credit. It also states integration with "your favorite tools," which would require checking their documentation for compatibility with specific apps you use.
Pros:
Free to use all the features
Very easy to set up and use, requiring no code.
Specific focus on cashback and simple store credit rewards.
Leverages Shopify Flow for automation flexibility.
Intuitive dashboard for tracking.
Seamless customer experience at checkout.
Cons:
Less extensive feature set compared to mid-range or premium apps (e.g., may not offer comprehensive gift card features or advanced loyalty program structures beyond cashback/credit).
Integration with "favorite tools" might be less broad than more established solutions.
Best for: New or small Shopify stores, businesses with tight budgets, merchants looking for a simple and effective way to implement a cashback or basic store credit rewards program primarily focused on boosting retention and CVR, and those comfortable using Shopify Flow for triggering custom credit issuance.
As a final point, Koin - Cashback & Store Credit is a budget-friendly Shopify app focused on boosting retention and CVR via cashback and store credit rewards, featuring easy setup, flexible rules, seamless checkout redemption, and integration with Shopify Flow, ideal for small businesses.
2.4 Pabloo: Store Credit (best for multi-channel)
Pabloo is positioned as an "All-in-One Store Credit Platform" but stands out particularly for businesses operating across multiple sales channels, including physical retail locations using Shopify POS. It aims to elevate Customer Lifetime Value (LTV) by providing a unified and flexible store credit system online and in-store, making it the top choice for multi-channel merchants seeking a seamless solution.
Paboo: Store Credit in an all-in-one store credit platform
Key features:
Core store credit management: Facilitates secure and scalable fund management between the merchant and customers, enabling faster refunds and exchanges using store credit with zero processing fees.
Cashback & loyalty: Implement programs where customers receive store credit automatically for each purchase they make and for successful referrals.
Store credit top-up: Offers a unique feature allowing customers to purchase additional store credit, potentially at a discount, or subscribe to a credit plan, creating a new revenue stream and encouraging upfront commitment.
Email & SMS notifications: Keeps customers informed about their store credit activity through automated email and SMS notifications regarding balances, issuance, and redemption.
Seamless multi-channel integration: Provides unified store credit balances and management across both your Shopify online store and your physical retail locations utilizing Shopify POS, allowing customers to earn and redeem credit anywhere they shop.
Flexible credit usage: Store credit is compatible with standard discount codes and can be applied towards shipping fees, while also allowing for product exclusions if needed.
Customizable customer interface: The customer-facing elements, such as the display of the store credit balance, can be customized to match your store's theme, language, and currency, providing a consistent brand experience.
Easy management: The app is designed with a clean and intuitive interface for merchants, ensuring that managing store credit programs is effortless.
Pricing: Pabloo offers a free plan and paid plans from $59 - $115 - $260 per month.
Integration capabilities: Pabloo integrates smoothly with the core Shopify platform, including checkout (allowing credit application alongside discounts and affecting shipping calculations) and customer accounts. Crucially, based on its categorization, it provides robust integration with Shopify POS for managing store credit in physical retail environments. It's designed to fit seamlessly into your existing multi-channel operational flow.
Pros:
Excellent solution for multi-channel businesses needing unified online and POS store credit.
Offers a comprehensive suite of features beyond basic credit (cashback, loyalty, top-up).
Enables faster refunds with zero processing fees for credit issuance.
Customizable customer interface for branding consistency.
Easy and intuitive management dashboard.
Scalable and secure credit management.
Cons:
The "secret sauce" aspect, while intriguing, lacks specific detail on its benefits upfront.
Best for: Shopify merchants who operate both an online store and physical retail locations using Shopify POS and require a unified, all-in-one platform to manage store credit, cashback, loyalty rewards, and customer credit top-ups seamlessly across all their sales channels to elevate LTV.
Pabloo: Store Credit is a comprehensive Shopify app ideal for multi-channel businesses, offering unified store credit management, cashback, loyalty, credit top-ups, and notifications across online and Shopify POS, designed for elevating customer LTV with easy management and customization.
2.5 memberr | Store Credit Suite (Best for Enterprise)
Memberr Store Credit Suite might be suitable for large and enterprise stores
Key features:
Dynamic store credit system: Provides a powerful and flexible platform for managing store credit as a primary reward mechanism to boost repeat sales and enhance customer loyalty.
VIP-tier system: Includes functionality to create and manage VIP tiers based on customer spending or engagement, offering tiered rewards, often powered by store credit, to incentivize high-value customers.
Extensive automated credits: Automate the process of issuing store credit based on a wide range of triggers, including customer orders, product reviews, birthdays, referrals, and many other custom actions, making it easy to reward customers at various touchpoints.
Custom loyalty programs: Design and tailor loyalty programs specifically to fit your brand identity and business goals, using store credit and VIP tiers to match your desired reward structure.
Detailed performance analytics: Gain deep insights into the effectiveness of your store credit and loyalty programs with comprehensive analytics and reporting tools, allowing you to track performance, understand customer behavior, and optimize your strategies for maximum ROI.
Quick and seamless integration: Designed for rapid deployment, allowing for quick setup and integration with your Shopify store to start benefiting from the features without significant technical hurdles.
Pricing: memberr provides 2 paid plans of: $199 & $499 per month.
Integration capabilities: memberr integrates quickly and seamlessly with the core Shopify platform, managing customer accounts and the checkout process. Given its enterprise focus and claim of effortless integration, it likely offers robust API capabilities to support complex integrations with existing enterprise technology stacks.
Pros:
Powerful dynamic store credit system with included VIP tiers.
Wide range of triggers for automated credit issuance.
Strong focus on detailed analytics and performance tracking.
Designed to drive significant revenue growth and optimize costs.
Allows for highly customized loyalty programs.
Quick setup and integration.
Cons:
Primarily targeted and likely priced for enterprise-level businesses, potentially making it cost-prohibitive for smaller merchants.
Best for: Large or enterprise-level Shopify stores, high-volume businesses, and brands requiring a sophisticated, scalable store credit and loyalty platform with advanced features like VIP tiers, extensive automation, and in-depth analytics to optimize customer lifetime value and drive significant revenue growth.
Wrapping up, memberr | Store Credit Suite is an enterprise-level Shopify app focused on boosting revenue and loyalty with a dynamic store credit and VIP-Tier system, extensive automation, detailed analytics, and custom loyalty programs, best for large businesses needing scalable solutions.
3. How to choose the right Shopify store credit app for your business
3.1 Essential features to look for
When selecting a Shopify store credit app, prioritize solutions that excel in automation and customer experience. The most valuable features include:
Automated credit issuance that triggers seamlessly for returns, loyalty actions, and special events, especially apps that fully integrate with Shopify Flow or other automation third-party apps
Customer account integration with intuitive balance displays and redemption options
Notification systems that keep customers informed about their credit through email and SMS
Comprehensive analytics for tracking issued, redeemed, and outstanding credit balances
Native Shopify integration that works harmoniously with Shopify's checkout process and customer accounts system while extending functionality beyond Shopify's basic store credit capabilities
Automate the issuing of store credit with Shopify Flow
These core capabilities ensure your store credit program runs efficiently while delivering a professional customer experience that drives repeat business.
3.2 Business size & technical considerations
Match your chosen app to your specific business requirements:
Small businesses and startups typically benefit from budget-friendly options like Koin that offer essential functionality without overwhelming complexity
Growing mid-size merchants need scalable solutions like GV that balance features with affordability
Large retailers and enterprises require robust platforms like Rise.ai or memberr with multi-channel capabilities and advanced automation
From a technical perspective, ensure your selected app seamlessly integrates with your existing tech stack, including any third-party tools you rely on. Prioritize solutions with strong security protocols to protect sensitive customer data and transaction information.
4. Conclusion
Implementing a Shopify store credit app offers substantial benefits for eCommerce businesses, including enhanced customer loyalty, increased average order values, and reduced revenue loss from returns. While Shopify's native features provide basic functionality, dedicated apps deliver the automation, tracking, and customer experience needed to maximize these advantages.
Your ideal solution depends on your business size and needs—from Koin's budget-friendly approach for startups to Rise.ai's comprehensive toolkit for enterprises. Each app we've reviewed offers unique strengths, whether you prioritize affordability, multi-channel integration, or advanced loyalty features.
The right Shopify store credit app is an investment that consistently delivers returns through increased customer lifetime value and improved profitability. Choose the solution that aligns with your goals, implement it thoughtfully following our best practices, and watch your customer retention metrics improve alongside your bottom line.
5. FAQs about Shopify store credit
-About Author
Emma C.
As the Chief Marketing Officer at KOIN app, I’m here to build a robust ecosystem by collaping with Shopify apps. Together, we can create seamless integrations that add more value to our shared customers.
KOIN helps merchants retain customers, increase repeat purchases, and drive loyalty by offering cashback and store credit rewards.
📩 Let’s connect! emma@getkoin.io
